Drive Now, Pay Over Time
Don’t let cash flow stand between you and your car. Choose a vehicle from Cayon Motors and finance it through a reputable bank or asset-finance institution — then repay in comfortable monthly instalments.
Browse Cars to FinanceHow Car Financing Works
Pick Your Car
Choose any vehicle from our showroom or website.
Choose a Financier
Select a bank or asset-finance provider that suits you.
Apply & Get Approved
Submit your documents; we provide the proforma invoice.
Drive Away
On approval, pay your deposit and collect your car.
Reputable Financing Institutions
You can approach any of the following well-established Kenyan lenders. Financing amounts, rates and repayment periods are set by each institution and subject to their approval — always confirm current terms directly with them.
Stanbic Bank Kenya
Vehicle & Asset Finance
Financing for new and used vehicles, with up to 100% cover and flexible repayment terms for personal, business and fleet buyers.
Visit lender →Co-operative Bank
Asset Finance
Self-securing asset finance covering up to 80% of new and second-hand vehicles, with quick approvals and joint-application options.
Visit lender →I&M Bank Kenya
Car Loans
Up to 80–85% financing over repayment periods reaching 60 months, for both passenger and commercial vehicles.
Visit lender →Diamond Trust Bank (DTB)
Passenger Car Financing
Financing of up to around 90–100% depending on the asset, with repayment terms up to 72 months and bundled insurance options.
Visit lender →MOGO Kenya
Car Financing & Logbook Loans
Finances up to 80% of a car’s value regardless of make or age, with a typical 20% deposit and approval within 24 hours.
Visit lender →Mwananchi Credit
Asset & Logbook Financing
Fast, flexible vehicle financing for individuals and businesses, with high loan-to-value cover and quick turnaround.
Visit lender →Other reputable options include Absa, Equity, KCB, NCBA (strong for imported vehicles) and Autochek, plus SACCOs such as Stima, Mwalimu National and Unaitas for their members.
What You’ll Typically Need
- Valid National ID (or passport) and KRA PIN
- Bank and/or M-Pesa statements for the last 6 months
- Proof of income — payslips (employed) or business records (self-employed)
- A proforma invoice for the vehicle — we prepare this for you
- A deposit, usually between 10% and 30% of the car’s value
- A clean CRB record; applicants are generally 18–70 years old
Exact requirements vary by lender. Your chosen institution will confirm what applies to you.
Please note: Cayon Motors is a vehicle dealer, not a lender or financial advisor. The institutions listed above are independent third parties. All loan approvals, interest rates, fees and repayment terms are determined solely by each provider and are subject to their own assessment and conditions. The figures shown are indicative only and may change — please confirm current terms directly with the provider before committing. Borrow responsibly.
Found a car you love?
We’ll prepare the proforma invoice and vehicle details your financier needs — and guide you through the process.
